There are a wide range of down payment assistance options available, each with its own eligibility criteria. Some are specifically for first-time homebuyers, others are designed for veterans or low-to-moderate income families. Some programs offer grants you don’t have to repay, while others provide favorable loan options to help bridge the financial gap.

This guide is here to help you understand your options, ask the right questions, and take confident steps toward achieving your dream of homeownership.